If you are like me you haven’t a clue regarding how, where, and perhaps most importantly when.

When if comes to life insurance there are only two basic types. There is life insurance that will provide a death benefit if you die – in a specified time-frame. Its called Term Life Insurance. Then there is Life Insurance that will provide a death benefit when you die. For lack of a better term, I call it Permanent Insurance. If will pay out not if you die but when you die. The when is something that none of us can avoid.

Our role as insurance agents is to help you determine whether or not you need life insurance, and if so, what type of life insurance will best cover your need. Once we have determined that then the conversations regarding the length of term insurance (if that’s what you decide you need) the amount of coverage, prices and companies begins. This is where our knowledge and experience comes in play to help you make the right decisions that best suites your needs and budget.

Regardless of the reason(s) you feel the need for life insurance, mortgage, college, living expenses, business or final expenses, we can help.